Indah Kurniyawati. Analysis Application of Average Effective Rate (TER) In Regulation No. 58 of 2023 and its Implications. JECOMBI [Internet]. 2025 May 31 [cited 2025 Nov. 26];6(02):203-17. Available from: https://jecombi.seaninstitute.or.id/index.php/JECOMBI/article/view/150